TIMESHARE FEES: The Real Cost of Owning a Timeshare

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Timeshares can become a big financial burden. Know the real cost of owning a timeshare and how to get out of  timeshare debt

Fractional ownership has always been presented as a way to have a “cheap vacation”.

Timeshare salespeople will claim that a timeshare is cheaper than planning your vacations on your own, which can cost you hundreds of dollars each day.

However, they make this comparison assuming that you will be staying at a high-end resort and paying a nightly rack rate, instead of a weekly rate.

The truth is that the cost of owning a timeshare doesn’t just stop with paying the total purchase price.

There are other timeshare fees that must be taken into consideration.

 By the time you pay the maintenance fees on your timeshare, plus the other fees and expenses, you’ll realize that you’ve paid as much, if not more, than the total cost to stay in a good and nice hotel. 

The Initial Purchase Price

There is no win-win situation in the timeshare industry.

 Timeshares are sold by the timeshare companies for thousands of dollars, and each unit is sold to 52 different owners. 

As you can see, the industry is extremely profitable, which would explain why a timeshare salesperson can be aggressively persistent when selling a vacation membership.

Before buying a timeshare, you need to consider the following expenses:

Total Purchase Price: The total purchase price is the total amount you have to pay for your timeshare unit.

Timeshare prices will depend on several factors, such as the brand of the resort, the location, the timeshare plan and the time of the year when you’d like to use your week.

Down Payment: The down payment is the initial upfront portion of the total price.

This payment must be made to ensure and demonstrate your commitment to the purchase.

Monthly payments: After you make the down payment, the remaining balance of the total purchase price will be distributed and charged in several monthly installments.     



Timeshare problems are not only focused on the fact that the units are overpriced.

The biggest complaint about timeshare ownership is about the yearly fees that the owner is obligated to pay, those fees NEVER stay fixed, and instead, they greatly increase each year.

These are the most common timeshare fees:

Maintenance fees: Timeshare maintenance fees are charged to cover the costs of operating the timeshare unit. The total amount is spread among all the owners.

Maintenance fees can cost from $450 to $750 each year, sometimes even more.

In fact, many people try to sell their timeshare just to get out of the maintenance fees.

Special assessment fees: Special assessment fees are only charged for events that are not reasonably foreseeable, such as natural disasters (hurricanes, tsunamis, and earthquakes). 

Membership fees: Some resorts ask for a membership fee for the owners to have “extra benefits”. Membership fees can range from $90 to $200 each year.

Trading/ or Exchange fees: If you wish to trade your timeshare, it is very likely that you will have to pay trading or exchange fees.

Also, if the resort is affiliated with an exchange company, such as RCI or II, you will be charged a membership fee, which is about $100 per year.


Whether you use your timeshare or not, you still have the obligation to pay your annual timeshare fees. Another cost, to consider, is the cost of travel.

It is useless to own a timeshare if you can’t afford to get to it.

What Happens if I Stop Paying my Timeshare Fees?

If you ever decide to stop making your annual payments, we suggest you give it a second thought.

Protect your finances. Even if you bought your timeshare in Mexico, your credit report can be seriously affected.

Timeshare resorts work with collection agencies located in the US and Canada.

 Once you stop paying your annual fees, they will sell your debt to a collection agency.

The collection agency will report your timeshare debt to the IRS (Internal Revenue Service), which can make future financial investments extremely difficult, and sometimes impossible.  

HELP! I Need to Get Out of This

In this struggling economy, it’s almost impossible to have a timeshare and to be up-to-date with the yearly payments.

Before buying a timeshare, calculate the total purchase price, including the timeshare fees and the cost of travel.

Then, compare these costs with other vacation packages to the same destination where your timeshare is located.

Keep in mind that if you try to resell your timeshare, it is very unlikely that you will recover the amount of money that you paid for it.

However, timeshare cancellation is the best option to get rid of an unwanted timeshare.

At Mexican Timeshare Solutions, our goal is to assist timeshare purchasers who feel they were scammed or taken advantage of by fraudulent salespeople and deceptive sales practices.

MTS is a legitimate company. Our associates have several years of experience in the timeshare industry and are successfully able to resolve timeshare scam cases in an ethical and professional manner.

Contact MTS today for a free consultation and get rid of the financial burdens that your timeshare gives you. 

To receive more information about timeshare fees and how to cancel your timeshare, send a WhatsApp to +52 1 333 239 6589, fill out the contact form, or call us at +1 714 277 3662

Information to share

If you liked this article, please help us to share this information to more people in order to avoid more timeshare scams victims. How?

 Leave your comment below and share your opinion with us. To learn more about timeshare scam victims go to:

Timeshare: Why The Heck Did We Signed For One

Timeshare Maintenance fees

Special assessment fees- Arent timeshare supossed to relieve stress?

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